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Banking

Popular banking options

Whether you want to start saving money, manage your day-to-day spending, earn more interest, or minimize account fees, we can help you find and compare some of the best accounts out there. Explore banking products and banking alternatives to help you manage your finances and save money.

Checking Accounts

Banking Disclosures

SoFi | Checking and Savings

Better banking is here with 1.25% APY and no account fees.

Welcome Offer: Earn up to $300 with direct deposit. Terms apply.

Set up direct deposit and earn 1.25% annual percentage yield (APY)
No overdraft fees, no minimum balance fees, no monthly fees
Plus, 55,000+ fee-free ATMs within the Allpoint® Network
Feel the magic of payday up to two days earlier—automatically—when you set up direct deposit
Get up to 15% cash back at local establishments when you pay with your SoFi debit card
Organize your money, set savings goals, and save your change with Vaults and Roundups

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Quontic | High Interest Checking

Amplify your income with a high interest checking account.

Earn up to 1.10% APY
No monthly or overdraft fees
Access to 90,000+ ATMs across the nation; surcharge free at any participating AllPoint® Network ATMs, MoneyPass® Network ATMs, SUM® program ATMs, or Citibank® ATMs located in Target, Speedway, Walgreens, CVS, Kroger, Safeway, Winn Dixie, and Circle K
FDIC insured with advanced security monitoring
Fully mobile & online banking, with convenient features like remote check deposit, bill pay, account transfers, and receipt tracking
Minimum opening deposit of $100

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Nationwide | Advantage Checking

Say hello to zero monthly maintenance fees, zero minimum balance requirements and interest compounded daily.

Earn up to 0.90% APY
No monthly, overdraft, or non-sufficient funds fees
No minimum balance requirements
Access to 80,000+ ATMs nationwide
Deposits are FDIC insured
Convenient digital banking features like free mobile deposit, online bill pay, and mobile banking
Minimum $50 required to open an account

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Acorns | Checking

All-in-one checking, investment, and retirement, plus a metal debit card, bonus investments, money advice, and more.

Invest spare change while you swipe with Real-Time Rounds-Ups
Get paid up to 2 days early when you set up your direct deposit
Automatically invest a piece of every paycheck with Smart Deposit
55,000+ fee-free ATMs plus no low balance or overdraft fees, and up to 10% bonus investments
All digital banking: direct deposit, mobile check deposit and sending, and more
FDIC-insured, plus fraud protection and all-digital card lock
Starting from $3 per month

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Stash | Banking Account

From budgeting to saving for retirement, Stash unites banking, investing, and advice all in one app.

Use the Stock-Back® Card (or add it to your digital wallet) and earn stock in brands you love – on us¹
Bank with no overdraft, minimum balance, or hidden fees²
Access your funds up to 2 days early with direct deposit3
Build your wealth with tools like round-ups (spare change from your purchases) and auto-invest
Track your spending with our financial guidance tools
Stash Banking account features include mobile check deposit, debit card lock and unlock⁴, virtual card, real-time transaction alerts, automatic bill pay and checking mailing, recurring transfers⁵, and more
Receive a $5 bonus when you sign up for Stash and deposit $5 or more into your Personal Portfolio

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Current | Premium Account

Welcome to the future of mobile banking.

Get your direct deposit up to 2 days faster¹
Fee-free overdraft up to $200* with Overdrive
40,000 fee-free Allpoint ATMs in the U.S.²
Earn up to 15x points towards cash back when you swipe your card at participating merchants
Safe & secure with instant transaction alerts
No minimum balance required to open or maintain an account; no hidden fees²
Current is a financial technology company, not a bank. Banking services provided by and Visa® Debit Card issued by Choice Financial Group, Member FDIC

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Chime | Checking Account

Better banking for everyone. Chime is one of the best ways to manage, save, and spend your money.

No monthly fees, no service fees, no foreign transaction fees, and no minimum balance requirements
Get paid up to two days early¹ when you set up direct deposit to your Chime account
Get fee-free overdraft up to $200² with SpotMe® by Chime – we will allow you to overdraw up to $200 on debit card purchases and cash withdrawals without charging a fee
Over 60,000+ fee-free³ in-network ATMs
Chime’s mobile app makes branchless banking a breeze

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CIT Bank | eChecking

Online and mobile banking is easy and convenient with an eChecking account.

No monthly fees, overdraft fees, or ATM fees; get up to $30 in other bank’s ATM fees reimbursed per month
Transfer, pay, and purchase via mobile with Zelle, Bill Pay, Samsung Pay and Apple Pay
Deposit checks and make unlimited withdrawal and disbursements with the CIT Bank mobile app
Debit card with EMV chip technology
Easily set travel alerts or stop/restrict use on your debit card
Minimum opening deposit of $100

Savings Accounts

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CIT Bank | Savings Connect

Get a competitive rate with a Savings Connect account and the benefits of easy access to your funds with your linked eChecking account.

Earn 2.10% Annual Percentage Yield (APY)¹
Earn over 16x the national average with a Savings Connect account²
Digital convenience with online banking and the mobile app
We don’t charge ATM fees, and you get up to $30 in other U.S. bank’s ATM fees reimbursed per month on your eChecking account
Earn interest on your eChecking funds
Deposit checks remotely and make transfers easily with the CIT Bank mobile app
Easy account opening
FDIC-insured³
No monthly service fees
$100 minimum opening deposit

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Quontic | High Yield Savings

Sit back, relax and watch your money grow.

Earn 2.05% Annual Percentage Yield (APY)
No monthly service fees
Accrue an APY that’s 23x higher than the national average; your interest is compounded daily and credited to your account every month
Access and monitor your money 24/7/365 online or via our mobile app
FDIC insured with advanced security monitoring
Limit of 6 withdrawals per statement cycle
Minimum opening deposit of $100

Banking Disclosures

SoFi | Checking and Savings

Better banking is here with 1.25% APY and no account fees.

Welcome Offer: Earn up to $300 with direct deposit. Terms apply.

Set up direct deposit and earn 1.25% annual percentage yield (APY).
No overdraft fees. No minimum balance fees. No monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint® Network.
Feel the magic of payday up to two days earlier—automatically—when you set up direct deposit.
Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
Organize your money, set savings goals, and save your change with Vaults and Roundups.

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Chime | High Yield Savings Account

Make your money grow faster with an optional High Yield Chime Savings Account. *You will need a Chime Checking Account to be eligible for our savings account.

Get 1.50% Annual Percentage Yield (APY)¹ on your Savings Account – which is 11x² the national average
No minimum balance requirements, no maximum on interest earned, and no monthly or service fees
Grow your savings automatically with Round Ups³ to save the change on every purchase or activate Save When I Get Paid to save a percentage of every paycheck
Secured and FDIC insured

Banking Disclosures

CIT Bank | Savings Builder

Your hard-earned money deserves a hard-working bank². Save more and earn more with the Savings Builder.

Earn up to 0.85% Annual Percentage Yield (APY)† – 8x the national average¹
Get 0.846% interest rate from the day the account is opened through the first Evaluation Day
Continue earning up to 0.85% APY by maintaining a balance of $25,000 or more OR making at least one monthly deposit of $100 or more
No account opening or maintenance fees
Daily compounding interest to maximize your earning potential
A limit of six transactions per statement cycle
Deposit checks remotely and make transfers with the CIT Bank mobile app
Minimum opening deposit of $100

Banking Disclosures

UFB Direct | High Yield Savings

Earn up to 0.20% Annual Percentage Yield (APY) with a UFB Direct High Yield Savings account.

Earn up to 0.20% APY on balances of $10,000 and greater
No monthly maintenance fees
No minimum deposit required to open an account
Access your funds 24/7 with easy-to-use digital banking tools
Enjoy peace of mind with FDIC insurance up to the maximum allowance limit

Money Market Accounts

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Quontic | Money Market

Let our highest yield savings account do all of the work.

Earn up to 2.00% Annual Percentage Yield (APY) with a Quontic Money Market account
Limit of 6 withdrawals per statement cycle
No monthly maintenance or overdraft fees
$100 minimum deposit required to open an account

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CIT Bank | Money Market

Your hard-earned money deserves a hard-working bank. Reach your savings goals with a CIT Bank High-Yield Money Market account.

Earn 1.40% Annual Percentage Yield (APY)³
Earn over 10x the national average¹
Quick and easy access to funds
No monthly service fees
24/7 secure & award-winning banking
FDIC insured²
A limit of six transactions per statement cycle
Deposit checks remotely and make transfer with the CIT Bank mobile app
$100 minimum opening deposit

Banking Disclosures

Nationwide | Money Market Plus

The Money Market Plus account is designed for members who want the security of a traditional savings account, but with higher returns.

You can earn up to 0.25% APY
FDIC-insured
Complimentary starter checks (upon request at account opening)
Up to $10.00 domestic ATM fees reimbursed per month
Suite of complimentary digital banking tools
Maintenance fee of $8.00 waived when you maintain a $1,000 minimum daily balance
Minimum balance required to open the account: $1000

Banking Disclosures

UFB Direct | Premium Money Market

Unleash the power of compound interest and reach your financial goals faster.

Earn up to 0.20% APY on balances of $10,000 and greater – 3x the national average
No monthly maintenance fees with a $5,000 balance, otherwise fee is $10.00 per month
Minimum opening deposit of $5,000
Access your funds 24/7 with easy-to-use digital banking tools
Enjoy peace of mind with FDIC insurance up to the maximum allowance limit

CD Accounts

Banking Disclosures

Quontic | Certificate of Deposit

Earn up to 5.15% Annual Percentage Yield (APY) with a Quontic Certificate of Deposit.

Open your account in 3 minutes or less
Terms range from 6 months to 5 years
- 6 months: 5.05% APY
- 1 year: 5.15% APY
- 2 years: 4.50% APY
- 3 years: 4.40% APY
Minimum of $500 is required to open

Banking Disclosures

CIT Bank | Term CD

Achieve your short-term goals and long-term dreams. $1,000 minimum opening deposit.

Earn up to 0.50% Annual Percentage Yield (APY)
Daily compounding interest to maximize your earning potential
Terms range from 6 months to 4 years
FDIC insured
No account opening or maintenance fees
$1,000 minimum to open

Banking Disclosures

CIT Bank | No-Penalty 11-Month CD

Your hard-earned money deserves a hard-working bank³. Security and flexibility with access to funds.

Earn 2.15% Annual Percentage Yield (APY)¹ with our No-Penalty CD
No penalty to access funds if needed before maturity²
No opening or maintenance fees
Daily compounding interest to maximize your earning potential
FDIC insured*
$1,000 minimum to open

Cash Management Accounts

Banking Disclosures

Aspiration | Spend & Save

Spend sustainably.

3-5% cash back on purchases with Conscience Coalition partners
Access 55,000+ free ATMs worldwide
Get paid two days early
Enable Plant Your Change and plant a tree with every purchase round-up (optional)

Save money, save the planet.

Up to 3.00% APY interest on savings balance
Instant transfers between your Spend account and your Save account
Choose your own monthly fee, even if it’s zero

Banking Disclosures

Aspiration Plus | Spend & Save

Spend with purpose.

10% cash back on purchases with Conscience Coalition partners
One out-of-network ATM reimbursement monthly
Opt to plant a climate change-fighting tree with every purchase
Exclusive, planet-friendly debit card made from recycled plastic
Carbon offsets for all your gas purchases with Planet Protection

Save more than just money.

Up to 5.00% APY interest on savings balance (83x the national average)
Instant transfers between your Spend account and your Save account

$7.99 per month, or $5.99 per month with annual subscription

Looking to invest a portion of your deposit balance?

Browse a wide range of investment categories and start investing today.

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