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What Is Wells Fargo Active Cash℠ Card

The Wells Fargo Active Cash℠ Card is a credit card designed for people who are always on the go. The most remarkable feature of this card is that it does not have an annual fee. We will discuss how this card works, some features you can expect from Wells Fargo Active Cash℠ Card, and recommend if it’s right for you.

The backstory of Wells Fargo Active Cash℠ Card

Wells Fargo has been in business since 1852, so they know what they’re doing when it comes to banking. They offer many different types of services, including checking accounts, savings accounts, and mortgages, to name a few things. In 2015, they introduced their newest product: the Wells Fargo Active Cash℠ Card.

It’s a cashback credit card that offers competitive interest rates and no annual fees for eligible customers, making it one of the best options on the market today. In addition, you can earn rewards when you make purchases with your card, whether in stores or online through their website – there are no limits to usage!

Rewards also never expire as long as you’re a customer in good standing, making them all the more valuable. If you don’t use them sooner or later, somebody else will benefit from using them instead of letting them go to waste. If this sounds like an attractive option for your financial needs, read our review below about everything you need to know about this card.

How does it work?

The lender can use the cash to refinance an existing loan. The borrower is no longer required to make monthly payments on their current loans. They will still be responsible for any fees and interest that may have accrued over time, but they will not owe another amount until the new refinanced loan comes due. This allows them more financial flexibility as they pay down their old loans and ease the financial burden.

The borrowers will be able to receive a one-time cash advance when they make their new loan payments. This can help them cover other expenses that may come up in the meantime, such as car repairs or medical bills. They do not have to worry about late fees either because it is automatically added onto the next month’s repayment amount once approved by Wells Fargo. In short, this card helps ease financial burdens and provides greater flexibility for those who rely on their credit cards or personal loans each month.

How do I apply?

It’s a relatively quick process – it takes about 15 minutes online at activecashcardbenefits. You need to complete only two steps: first, provide some basic information about yourself, then access your credit score (which shows up directly after this step). After completing these steps, you should receive an approval within one day.

How much can I borrow?

The standard maximum for an unsecured loan is $40,000, and the minimum amount offered will vary by state of residence, with the most common being $30,000-$35,000 range depending on where you live. If approved quickly enough, borrowers have reported receiving their funds in as little as 24 hours after applying! You’llYou’ll also see that there will be no early repayment penalty, and you’ll have the option of scheduling your payments weekly, bi-weekly, or monthly.

How much does it cost?

The interest rate on the Wells Fargo Active Cash card is between 11.99% – 22.99%. The annual fee for this product is $0, which saves you money right off the bat! There’sThere’s also no penalty APR, so if you need to make a late payment or miss one altogether, there are no additional fees added to your outstanding balance.

It only takes about 15 minutes online at activecashcardbenefits. First, you’ll provide some basic information about yourself; then, access your credit score (which shows up directly after this step). After completing these steps, you should receive an approval within one day.

What is an active cash card?

The active cash card is an unsecured loan product that has no collateral. The borrower only needs to provide income documentation, and approval can be given within 24 hours of application submission if approved quickly enough.

How to activate your card and add money to it?

Wells Fargo provides customers with an option to activate their Wells Fargo debit card. To do it, you need the following:

The process of activating your card takes about one minute and can be completed via phone, online chat, or at a branch. If you are interested in adding money to your account, all you have to do is visit any Wells Fargo ATM located within the United States with the “Cardless Cash” logo. You will also see plenty of ATMs that accept deposits throughout Canada and Mexico, Puerto Rico and American Samoa where applicable.

You can find these logos along with instructions for using them by visiting Customers who use the same-day deposit service should visit, and customers who use remote deposit should visit

What are the benefits of the Wells Fargo active cash card?

The card also offers other benefits, including rewards that can be redeemed for travel or cashback. Cardholders receive the same low-interest rate whether they are making purchases or taking out a balance transfer. In addition, they have access to features such as text alerts and purchase protection, giving them added security when using their credit cards.

Cash rewards

When they spend on their card, customers earn cashback. In addition, they receive one percent for every dollar paid and can redeem these rewards at any time by logging into their account or calling a customer service representative. The redemption process is easy to understand and simple to use, with no forms to fill out or minimums required for each transaction.

Qualifying Balance transfers within 60 days of opening an account

As long as the new balance is paid in full within 18 months or before the interest rate increase, whichever comes first. If not, they will be charged with both interests on their purchase and cash advance fees during this period.

No fees during the first 12 months of membership

The Wells Fargo Active Cash℠ Card offers several benefits that other cards do not offer: there are no balance transfer fees as long as the new balances are paid in full within 18 months; there’s also no annual fee during the first year of membership which makes it even more attractive to those who want low-interest rates without added expenses such as maintenance costs.

Online access to your credit score, monthly statements, and more.

The cardholder will receive monthly statements and can view their credit score online through if they have the Wells Fargo checking account set up with a direct deposit and a low balance to qualify for this benefit.

What are the additional benefits for customers with a Wells Fargo checking account?

This card is more attractive to customers who already have a Wells Fargo checking account, as they are eligible for additional benefits. These include earning up to ten dollars of interest on new deposits if their balance exceeds $500, waived overdraft fees, and extended purchase protection.

Cardholders receive the same low-interest rate whether they are making purchases or taking out a balance transfer. In addition, they have access to features such as text alerts and purchase protection, giving them added security when using their credit cards.

The application process is straightforward, with no need to meet any special requirements during the approval process besides being over 18 years old and having a good credit history.

What are the fees and other costs associated with this card?

There are several fees associated with this card, including late payment fee, returned payment fee, cash advance fee, foreign transaction fee, etc. To avoid these additional charges, it is best practice to make payments and only take advantage of transferring balances with a 0 percent interest rate.

Those fees are waived if the cardholder has a Wells Fargo checking account. In addition, customers with this type of relationship can also benefit from free online bill pay, overdraft protection transfer, and ATM access to their cash deposits.

Customers can qualify for an increased credit limit with these added benefits. In addition, they have direct deposit set up so that money is automatically deposited into their checking accounts each month which will help them establish better credit history when they make on-time payments every month with no issues or late fees charged against their account because of an oversight in payment date.

Fees and other costs associated with this card are waived if the cardholder has a Wells Fargo savings account as well. In addition, these customers benefit from free online and mobile banking and will not be charged overdraft fees.

In conclusion

If you are interested in learning more about these cards or other types of financial products offered by Wells Fargo, please visit them online at For your convenience, we provide links directly from our website so that you don’t need to search elsewhere to find information related to product offerings that we believe would be helpful for consumers like yourself who want better loans and terms that meet their specific needs at competitive rates.

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